Economic Injury Disaster Loans / Essential Business Guidance

A statewide disaster declaration for NY has been made.
March 20, 2020
Source: Empire State Development NYS

Eligible small businesses may now apply for SBA Economic Injury Disaster Loans (EIDL) online at https://disasterloan.sba.gov/ela.

Please review the fact sheet with important information about the declaration and EIDL requirements. Businesses can take advantage of free assistance offered by SBA’s network of Resource Partners for help with preparing their loan applications. They may visit www.sba.gov/local-assistance to find local help. The NYS Small Business Development Center network recommends submitting a request for assistance online at http://nyssbdc.org/appointment.html.

https://disasterloan.sba.gov/ela/Account/Login

SUBJECT: “Essential Business” Guidance

Empire State Development has issued its guidance implementing the Executive Order 202.6 restrictions on non-essential business, and Executive Order 202.7, which increases the required staff reduction for non-essential business to 75%.

The guidance is available here

The request for waiver form is available here.

The guidance lists sixty-six categories of business that are designated “essential.”  It states that the essential business designations, and the staffing restrictions, apply on a location specific business.  It also provides that if a business performs both essential and non-essential functions, only those business operations related to the essential services are exempt.

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We want to remind everyone that the Niagara River Region Chamber of Commerce is not a health official or government official. Our goal is to share information that is accurate and unbiased in a timely manner.